Medicare is an allied policy offered for health insurance in the United States of America. It is responsible for taking care of all the expenses of a person in case of a medical emergency or a medical condition that the person having the health insurance may have experienced.
Health Insurance For Seniors Providers
Trumpcare Medicare USA
There are a number of health insurance companies that offer their services to people who annually pay for a little amount and can avail of the benefits that the company has to offer. Health insurances are applicable to anyone, however, medicare is specifically applicable to,
- Young people with disabilities
- People who are of 65 years of age or older
- People with end-stage renal diseases
There are different services that are covered by the different parts of the medicare plan. These services are as follows,
- Hospital Insurance- Medicare Part A
- Medical Insurance- Medicare Part B
- Medicare Advantage- Medicare Part C
- Prescription Drug Coverage- Medicare Part D
Hospital Insurance or Medicare Part A covers the expenses for Home health care, skilled nursing facility care, Hospice care, Inpatient care in a hospital, and Nursing home care.
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Medical Insurance or Medicare Part B covers the medically necessary services and preventive services. These services include Ambulance services, Mental health (Inpatient, Outpatient, Partial hospitalization), Limited outpatient prescription drugs, Durable medical equipment (DME), and Clinical research.
Prescription Drug Coverage or Medicare Part D covers Medicare cost plans, Medicare’s Private Fee-for-Service plans, Original Medicare, and Medicare Medical Savings Account Plans.
Medicare Advantage or Medicare Part C is an all in one plan that offers coverage of Part A, Part B, and usually of Part D as well.
Medicare coverage is based on 3 main factors which include the federal and state laws, local coverage decisions made by the companies, and the national coverage decisions made by Medicare.
What is Trumpcare Medicare Supplement?
However, there are certain medical exams and tests that Medicare doesn’t cover in its insurance policies. These include Routine foot care, Acupuncture, Dentures, Most dental care, Cosmetic surgery, Long-term care (also called custodial care ), Hearing aids and exams for fitting them and Eye exams related to prescribing glasses.
Trump’s care was a bill passed in the year 2017, after the election of Donald Trump as the president of the United States of America. The main aim of this bill was to ensure that the medical insurances offered to the people would be available for a longer duration of time. This was done with a point of view of having a competition between the healthcare providers and to encourage consumer choices.
Trumpcare Pros And Cons
The benefits of increasing the short-term policy duration from 3 months to 364 days under Trumpcare is to ensure that most of the consumers are not uninsured for longer durations of time. The types of consumers that are benefited from these are,
- Students that have been taking a break from School.
- People having missed the Affordable Care Act enrollment period.
- People that don’t have access to employer insurance and are between jobs.
- People who cannot afford COBRA policy, having lost their jobs, etc.
Thus, Trumpcare medicare offers services to its consumers by increasing the time duration for short-term insurance policies.